Recruitment Agency Insurance
With more than a decade of experience serving the recruitment sector, I can help you explore insurance options for your business. I also have access to an exclusive recruitment insurance product, backed by an A+ rated insurer. Cover, eligibility and terms are subject to the insurer’s assessment and policy wording.
With more than a decade of experience serving the recruitment sector, I understand the risks and insurance considerations that can arise across staffing businesses.
I don't believe in one-size-fits-all solutions. We can explore options to suit the distinct requirements of recruitment agencies, from small specialist firms to larger businesses. Available cover depends on the insurer and policy terms.
A considered insurance programme can address risks linked to candidate placements, client contracts and day-to-day operations. The right cover depends on your activities and policy terms.
I can help you compare available options and understand how premiums, limits, excesses and policy terms relate to your requirements.
I will work with you to understand your business, answer questions and discuss appropriate cover options. Final terms are set by the insurer.
Experience across underwriting and broking.
Build a programme around your recruitment activities, contracts and people. These covers are subject to insurer availability, eligibility and policy terms.
Consider cover for claims arising from employee injury or illness where your business is legally liable. Employers’ liability requirements depend on your circumstances.
Consider protection for claims involving accidental injury to third parties or damage to their property connected with your business activities.
Can respond to allegations of professional error, negligence or breach of duty in the services you provide, subject to the policy wording.
Options may include directors’ and officers’ liability and employment practices cover for exposures faced by the business and its decision-makers.
Explore cover for cyber incidents and certain crime or social-engineering losses. Insurers’ definitions, security requirements and exclusions vary.
A separate specialist option for eligible agencies supplying temporary drivers who may accidentally damage an end hirer’s vehicle.
The right cover depends on your activities, contracts and risk profile. Recruitment businesses commonly consider employers’ liability, public liability, professional indemnity, management liability, cyber and crime cover. Agencies supplying drivers may also need to consider Drivers Negligence Insurance.
Professional indemnity is a separate cover that may respond to claims alleging a professional error or negligent service, subject to the policy wording. Check whether it is included in your programme and whether its terms fit your contracts and services.
Not necessarily. Drivers Negligence Insurance is specialist cover for eligible staffing businesses that supply temporary drivers. Ask for it to be considered separately and check the insurer’s eligibility criteria, policy wording, limits and excess.
A broker may ask about your recruitment activities, turnover, payroll, the roles and sectors you place into, your client contracts, existing insurance and claims history. The insurer may request additional information before providing terms.
Tell me about your agency and the cover you need. The email template includes the details that help start a tailored quote discussion.
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